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7 articles
Forgotten current and savings accounts do not simply disappear, but recovering them requires patience, the right paperwork and a free route that many people overlook. This calm walkthrough explains how dormancy works in the UK, what banks may ask for and how to avoid paying a tracing firm for a process you can start yourself.
The Current Account Switch Service relocates more than most people realise—and rather less than the marketing implies. This is a practical map of the banking arrangements that follow you automatically, the ones that quietly stay behind, and the manual checks worth making in the first fortnight after a move.
Closing or separating a joint UK bank account is less about the final balance than about the order in which obligations are moved, settled and recorded. This guide sets out a calm sequence for direct debits, overdrafts, credit-file links and bereavement, so that shared banking ends without leaving either party exposed.
Recurring payments are easy to start and easy to forget. This guide sets out a practical half-hour review of direct debits and standing orders on a UK current account, with a focus on spotting stale arrangements and cancelling them without creating a missed-payment problem.
A current account can show two different numbers at the same moment, and only one of them tells you what you can safely commit. This guide explains where the gap comes from and sets out a short routine for checking the right figure before a direct debit, supplier payment or transfer.
Following a fictional lender from a Friday afternoon headline to money landing in a customer's new account, this guide explains what the £85,000 limit really covers, how joint accounts and temporary high balances are treated, and why a banking licence — not a brand — decides your protection.
Branch closures have turned everyday banking access into a postcode lottery. This practical audit helps households and small firms test what they can still do in person, what to check before a local counter closes, and how to escalate when cash or deposit services fall short.